Rs deducted for SBI ATM Card Annual Maintenance

atm card amc means But my ATM has a Visa or MasterCard logo, what does that mean? This is the most confusing type of card This card can be used as an ATM card or at the point

I have fi account powered by federal Bank When I open this account long back ago, it is promising that no amc will be charged for debit atm 123 slot My bank just debited 236 Rs from my account The transaction list shows ATM card AMC Can I get back that money as I was saving it for something? Can I repay